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a Dr Mian Muhammad Ashraf
THE STABILITY ESTIMATION AND GROWTH ANALYSIS OF ISLAMIC BANKS :
The case of OIC countries
ABSTRACT
Purpose- The0bjective of study is to investigate factors responsible for the growth of Islamic banks for the 2007-2012.
Design/Methodology/Approach- To analyze the growth of Islamic banks, banks are divided in two categories (Small and large) and Z-score analysis used as dependent variable.
Findings- The study results shows higher z-score than of larger banks which indicates that small banks are more stable than of larger banks. For large Islamic banks z-score increase and for small Islamic banks z-score decrease. The regression results confirm that larger banks have higher income diversity and smaller banks have lower.
Originality/value-The interesting features are exemplifies by the Islamic banking from the view point of corporate governance are profit-and-loss sharing and risk, participation of equity on the basis of Islamic financing. These features become the main cause of Islamic banking departure from conventional banking. The study provides important acumens regarding Islamic banks stability and growth by using of statistical techniques.
Keywords: Keywords: Islamic Banks, Stability estimation, Growth, Country-specific factors.
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